The Canada GST/HST Credit is an important tax-free quarterly payment designed to provide financial support to low- and modest-income Canadians. As July 2025 approaches, many Canadians are eager to confirm their eligibility and find out when they can expect the next GST/HST credit payment. This guide explains everything you need to know about the July 2025 GST/HST credit, including who qualifies, how payments are issued, and what to expect this year.
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What is the GST/HST Credit?
The GST/HST Credit is a non-taxable amount paid to eligible Canadians to offset the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) they pay on purchases. The credit is issued four times a year by the Canada Revenue Agency (CRA) to help ease the financial burden on families and individuals with lower incomes.
GST/HST Credit Payment Dates for 2025
GST/HST Credit Payment Dates for 2025
In 2025, the GST/HST credit payments are scheduled on these dates:
- April 2025 payment: Early April (already paid)
- July 2025 payment: Around July 11, 2025
- October 2025 payment: Early October
- January 2026 payment: Early January
The July 11, 2025 payment is the upcoming installment, and eligible Canadians should expect their payment on or shortly after this date.
Payments are usually deposited via direct deposit or mailed by cheque, depending on the recipient’s CRA account preferences..
$300 Canada Federal Payment: Eligibility, How to Claim, and Payment Details for 2025
Who Is Eligible for the July 2025 GST/HST Credit?
Eligibility for the GST/HST credit is based primarily on income, marital status, and family situation as reported on your most recent tax return. To qualify:
- You must be a resident of Canada for income tax purposes.
- You must be 19 years of age or older.
- Your net income and family situation must fall within the qualifying limits set by the CRA.
- You must have filed your tax return for the previous year (2024 tax return will determine eligibility for 2025 payments).
Families with children, seniors, and individuals with modest incomes are often the primary recipients of the GST/HST credit. The credit amount varies depending on the number of children and income level.
How Much Will You Receive in July 2025?
How Much Will You Receive in July 2025?
The amount you receive depends on your family income, marital status, and the number of children in your household as reported in your 2024 tax return. For the July 2025 payment, the maximum amounts are estimated as follows (these figures are based on the 2024-2025 benefit amounts and may be adjusted for inflation):
- Single individual: Up to $519 annually, or about $129.75 per quarterly payment.
- Couple: Up to $680 annually, or about $170 per quarterly payment.
- Additional amount per child under 19: Approximately $179 annually, or about $44.75 per quarterly payment.
The July payment reflects one-quarter of the total annual GST/HST credit amount determined by the CRA.
How to Apply or Confirm Eligibility for the GST/HST Credit
You do not need to apply separately for the GST/HST credit. The CRA automatically determines your eligibility based on your annual tax return. To ensure you receive the July 2025 payment:
- File your 2024 income tax return on time.
- Make sure your personal information, including marital status and address, is up to date with the CRA.
- Sign up for direct deposit to get your payment faster and securely.
If you believe you qualify but have not received payments in the past, it is important to verify that your tax returns have been filed and that your CRA My Account details are current.
Why the GST/HST Credit Matters
With rising living costs and inflation, the GST/HST credit provides meaningful financial support to thousands of Canadians. It helps ease the burden of taxes paid on everyday purchases, especially for those who may be struggling financially. The July 2025 payment will come as a welcome relief for many low- and moderate-income households across the country.
What to Expect Next?
Beyond July 2025, the CRA will continue issuing GST/HST credit payments quarterly, in October, January, and April. Staying compliant with tax filing requirements and keeping your information updated is the best way to ensure you receive all entitled payments.
Additionally, the CRA periodically reviews eligibility criteria and payment amounts to reflect economic conditions and government policy changes, so staying informed is key.
Final Thoughts
The Canada GST/HST Credit July 2025 payment is an essential benefit for many Canadians, providing direct financial relief and helping to balance the cost of living. If you qualify, expect your payment in mid-July and be sure to file your taxes promptly to avoid delays.